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ACA Marketplace – Florida Plans

ACA plans are the ONLY plans offering low income subsidies and that cover pre-existing health conditions…

There are new carriers coming into the major counties.

If you are under age 30, there are new Catastrophic plans available to you at lower prices.

Expands into 14 FL Counties for 2020 plan year: Pinellas, Hillsborough, Pasco, Hernando, Lake, Orange, Osceola, Seminole, Miami Dade, Broward, Palm Beach, Volusia, Flagler & Marion Counties
Hospital Information:
Oscar’s Unique Mobile App:

*Benefits of Oscar Insurance

Their industry changing mobile app (See video below) is solving a lot of the problems in health care delivery:  Finding doctors in network, finding an open appointment on calendar, advance cost estimates, photo uploads, lab results, list of medications taking, text answers from your concierge team and your preferred pharmacy selection.

All plans include:

  1. FREE Tele-medicine. (Call back in 5-60 min)
  2. Your own 4 person concierge team
  3. Up to $100 in step tracking rewards
  4. Quest Diagnostic Labs
  5. Choice of CVS / Publix / or Walmart pharmacies.



Additional video’s demonstrating some of Oscar’s tools:

Cigna EPO
Available only in Collier and Palm Beach Counties.
Hospital Information:


Bright Health
New entrant to Florida in 2020, and offered in 13 counties: Pinellas, Hillsborough, Pasco, Lake, Orange, Osceola, Seminole, Palm Beach, Volusia, Duval, Clay, Santa Rosa and Escambia Counties
Hospital Information:

FREE Pediatric Dental and Vision

$75 Urgent Care Copay

New Telehealth

Free Tier 1 Generic Medications

Including transportation to doctor, or home meal delivery after hospital stay, or reimbursement of your doctor copay.

REWARD$ with All Plans

Create an account, assign a PCP, and fill out a health survey and earn up to $500 for wellness actions.


OFF Exchange Link

Florida Blue
Offered in every FL County.
Prices are stable or going down, except the counties on the SW coast of FL where full price rates are going higher (Sarasota, Manatee, Lee and Collier). Same networks and plans as last year will be offered in each county.